Commercial Loans

We have access to two of the market's top commercial loan companies which can offer you some of the best rates around. Both companies are market experts with superior knowledge of Lender underwriting processes.

Here are some of the areas they can offer advice on:

Residential Investment Refurbishment (including Non Status)

Up to 90% of purchase price is available with up to 80% of enhanced value once fully refurbished and let. (Available to on and off shore clients alike as well as Trusts and Limited Company Structures).

Specialist and Portfolio Buy to Let (Portfolio Clients)

Mortgages are available up to 90% of purchase price/85% of valuation figure.  Repayments based on rental income cover not personal income status.  We are able to assist with off plan purchases, portfolio funding/refinance on forward purchase facilities.

(Available to on and off shore clients as well as Trusts and Limited Company Structures without the need for guarantees).

The Financial Services Authority may not regulate specialist and portfolio Buy to Let Mortgages.

Commercial Investments

Various schemes available for both institutional and short term lease rental schedules.  Facilities available up to 90% loan to value over a term of up to 25 years at competitive rates.  All types of property accepted, factories, shops, offices or missed property types.

Residential & Commercial Development Finance

Facilities available up to 75% of site/property value plus up to 100% of development costs.  Equity schemes also available.

Owner Occupied Commercial Mortgages (including Non Status)

Offices/Retail Shops

Various schemes are available which can be tailored to suit customer requests, including seasonal repayment structures.

Hotels, Leisure and Health Care

As this is a specialist lending area, our commercial contact has a team of specialist commercial brokers who can advise on funding for purchases refinancing, development and expansion in the following sectors:

• Hotels
• Day Nurseries
• Public Houses
• Private Schools
• Care Homes
• Professional Practices
• Restaurants

(with facilities as high as 100% for professional practices including Accountants, Architects, Solicitors and Valuers).

Bridging Finance

Various schemes available for most property types at competitive rates.

Factoring and Invoice Discounting

This can be a complex area with funding varying from business sector to business sector.  We have access to many schemes which can be tailored to customer’s individual needs in many cases.

Contact us

Just simply contact us to arrange completion of an initial enquiry form.